The Benefits of Consolidating Your Student Loans

  • Lower your monthly payment by as much as 50%!!
    • Gives you more disposable income
      • Buy a house
      • Pay off higher interest debt (credit cards, private school loans, etc)
      • Start a savings plan for your children’s college education
  • Low fixed interest rate for the life of the loan!!
  • Wonderful rate reduction package!!
    • 1% interest rate reduction after 36 on-time monthly payments
    • 0.25% interest rate reduction for auto-debit utilization
    • 0.6% interest rate reduction if you are still in your grace period
    Graduate
  • No prepayment penalties!!
  • No credit checks!!
  • No application or origination fees – no fees period!!
  • Apply in minutes!!
  • Simplicity!! -- One loan, one bill, one payment!!
  • Improvement in your credit score!!
  • No co-signer necessary!!
  • No employment verification!!
  • Tax deduction possible!!
  • Direct debit available!!
  • Multiple repayment options available!!
    • Level Repayment
    • Extended Repayment
  • 3 years of deferment may be an option!!
  • 3 years of forbearance may be an option!!
  • Unlimited in-school deferment!!
  • Confidential & secure!!

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