The Benefits of Consolidating Your Student Loans
- Lower your monthly payment by as much as 50%!!
- Gives you more disposable income
- Buy a house
- Pay off higher interest debt (credit cards, private school
loans, etc)
- Start a savings plan for your children’s college
education
- Low fixed interest rate for the life of the loan!!
- Wonderful rate reduction package!!
- 1% interest rate reduction after 36 on-time monthly payments
- 0.25% interest rate reduction for auto-debit utilization
- 0.6% interest rate reduction if you are still in your grace
period

- No prepayment penalties!!
- No credit checks!!
- No application or origination fees – no fees period!!
- Apply in minutes!!
- Simplicity!! -- One loan, one bill, one payment!!
- Improvement in your credit score!!
- No co-signer necessary!!
- No employment verification!!
- Tax deduction possible!!
- Direct debit available!!
- Multiple repayment options available!!
- Level Repayment
- Extended Repayment
- 3 years of deferment may be an option!!
- 3 years of forbearance may be an option!!
- Unlimited in-school deferment!!
- Confidential & secure!!
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